The Scenarios Of Consumer s Futures 2020 Essay - 1245 Words

By 2020, the world could find itself in a myriad of different scenarios, but there is no one scenario that can accurately represent what the US, let alone the world, will become—even in four short years. The four scenarios in â€Å"Consumer’s Futures 2020† have options that could unfold, but it is unlikely in such a short timeframe. Nevertheless, the most likely of the four presented scenarios is ‘sell it to me.’ This is because the scenario allows people to keep spending and minimizes the work individuals have to put into becoming more sustainable. It also marks a more prosperous, flourishing economy that enables citizens the option to buy more selectively the brands and products that intrigue them. Lastly, this scenario utilizes the technology that we are already hyper reliant on to generate more personalized business. Many of these aspects are already occurring to some degree, but I can see them becoming more prominent over time. The market is currently well on the mend, with unemployment rates decreasing and overall incomes increasing. With this increasing upward mobility, consumers want to buy more and more, as many US citizens measure their prosperity on how much you can buy (Gondor, 2009). Already emerging is the demand for organic foods to be sold in conventional grocery stores, as they are available in 3 out of 4 conventional grocery stores (Greene, 2016). Considerable draw to certified organic food because consumers associate organic with higher quality (Ploeger,Show MoreRelatedThe Scenarios Of Consumer s Futures 20201227 Words   |  5 PagesBy 2020, the world could develop into a myriad of different scenarios, but there is no one scenario that can accurately represent what the US, let alone the world, will become—even in four short years. The four scenarios in â€Å"Consumer’s Futures 2020† has options that could unfold, but it is unlikely in such a short timeframe. Nevertheless , the most likely of the four-presented scenarios to me is ‘sell it to me.’ This is because the scenario allows people to keep spending and minimizes the work individualsRead MoreAn Introduction To Indian Retail Industry Essay1683 Words   |  7 Pageslabels in the Indian Retail Space by considering various stakeholders i.e. consumers, Online Retailers, Brick and mortar Retail Stores. The objective of doing this project is defined as under. †¢ 1) To study the importance of the private labels in the retail space †¢ 2) To gauge the current outlook of the private labels from the customer perspective †¢ 3) To identify the attributes for improvement in the current market scenario. †¢ 4) To study strategies adopted by various Indian retailers for their privateRead MoreConsumer Behaviour Analysis on Real Estate and Consumer Durables2201 Words   |  9 Pages2012 Consumer Expenditure on Real Estate and Consumer Durables An Analysis 9/30/2012 INDEX Abstract 2 CONSUMER EXPENDITURE ON REAL ESTATE 3 Backdrop 3 Introduction 5 The many faces of India 7 Shape and Size of Consumption 9 Indias real estate sector 14 Real Estate Market 15 Market size 15 Marget segment 15 Investment scenario 20 Key trends 25 The way forward 26 EXPENDITURE ON CONSUMER DURABLES 27 Macroeconomic scenario 27 Consumer durables 31 Challenges 33 Read MoreBusiness Opportunities, Challenges, And Trends Essay1691 Words   |  7 Pagesopportunity for eBay as of right now is not great although there is a lot of potential growth in the future. In 2014, the Indian ecommerce industry showed a tremendous growth. This growth is driven by the rapid adoption of technology such as smartphones and tablets (ecommerce in India – Accelerating growth, 2015). There are opportunities for eBay to expand its market and invest more in the future. But there are also their competitions that they need to worry about. A company like Amazon is a well-knownRead MoreCorporate Finance1635 Words   |  7 Pagesforth and compare the business cases for each of the two projections under consideration by Emily Harris. Which do you regard as more compelling? Productions was New Heritage ´s largest division as measured by total assets, and easily its most asset-Intensive. Approximately 75 % of the division ´s sales were made to the company ´s retailing division, with the remaining 25% comprising private label goods manufactured for other firms. The division revenue figures include approximately $95 million of internalRead MoreAutomobile Safety : A Biggest Threat For Law Makers All Over The Globe997 Words   |  4 PagesLand Rovero, Tata Motors must have a full comprehension of the governing bodies and laws regulating commerce in United Kingdom. Tata s headquarters in India strictly regulates operations in all dealerships and subsidiaries, in addition to knowing and abiding by all labor laws in the multiple countries where they have manufacturing plants. The foundation of the company s growth internationally is a deep understand of economic stimulation, customer needs, and individual government regulations and lawsRead MoreThe Impac t of Surging Oil Prices2245 Words   |  9 Pagesand economic growth resumes, volatile global oil prices remain a source of concern for economists and consumers alike. While the experts debate the precise date at which peak oil will be reached and the search for alternative energy sources has assumed new importance and relevance, it is clear that the worlds commercial infrastructure will depend on fossil fuels well into the foreseeable future. Indeed, some authorities caution that unless drastic steps are taken today, the world will deplete itsRead MoreSelf Driving Cars638 Words   |  3 Pagesalmost a century and a few companies have even been successful in designing a fully functioning self driving car. Roads full of these video game-esque cars controlled by artificial intelligence or other means of autonomy may not be as distant in the future as one might think. This, being a drastic change in the way we travel, could cause many issues. Due to these potential issues, it is in o ur best interest to raise questions before we implement these technologies. One possible question is: have weRead MoreA Research Study On Ubc Marketing Department1245 Words   |  5 PagesMy name is Kyobeom (or K.B.) Koo, and I am pursuing a PhD in marketing to become an expert researcher in consumer behaviour. My goal is to generate research insights to help consumers, managers, and institutions make better decisions. Given my career goal, pursuing a PhD at UBC represents the next logical step. UBC is a highly-regarded institution that can provide me with the skills and environment I need to become a productive researcher. Upon earning my degree, I will contribute to the UBC marketingRead MoreThe Future Of Natural Gas1773 Words   |  8 Pagesnatural gas as a key component of energy supply and have lowered prices well below recent expectations. But in other parts of the globe, prices of Natural Gas remain high and also at the same time: varied. This study seeks to inform discussi on about the future of natural gas and will LNG be able to narrow the price diversity quite prevalent in regional respective gas markets. â€Æ' 1. INTRODUCTION Despite its advantages as a clean-burning, convenient fuel with low carbon intensity, natural gas suffers from

College Tuition - 1075 Words

Hannah Hampton Mr. Schmitt English 1001 1 December 2011 â€Å"The writing in this essay is my own work. If I have used outside sources, I have acknowledged them through correct documentation.† Student Loans Today college tuition prices are rising. Paying for college can often be a stressful responsibility. A college education is very important for many students, but when stressing on how to pay for college gets in the way, it becomes more of a burden. Kim Clark effectively states the rising prices of college tuition in her article, â€Å"The Surprising Causes of Those College Tuition Hikes.† Clark states that the cost of attending a public university, even after subtracting out aid and inflation, rose more than fifteen percent in the last†¦show more content†¦President Obama also announces a new program that will lower monthly loan payments for some students graduating next year. The government tries its best to ease the stress off of those paying back debt. Although the government has made programs to help those struggling to pay back their debt, it is also one owns responsibly. When taking out a loan for college one should have a plan as to how he or she plans on paying it back. By getting a side job and managing your money in order to pay off your debt, it will take away a lot of stress. Obviously the best solution to avoid debt right after graduating college is to avoid a student loan or any loans. College tuition prices are rising and so is the amount of student loan debt. To many students getting a good education to start off their future is very important. With the rising prices of college tuition, often many students have to get a student loan in order to pay their way through college. Student loans are there to help one out, but can become a huge burden to one. Although student loans come with a lot of responsibility, if one plans a way to pay it off the loan can be very helpful and stress free. Word Count:975 Works Cited Clark, Kim. â€Å"The Surprising Causes of those College Tuition Hikes.† USNews.com. U.S. News and World Report, 15 Jan. 2009. Web. 13 Nov. 2011. Dell, Kristina. â€Å"I Owe U. Time 178.17 (2011): 40-44.Show MoreRelatedCollege Tuition : Is No Worth Paying For College?2017 Words   |  9 PagesCollege Tuition Intuition Nobody enjoys paying for college. No one thinks about college and gets excited about all the money they might spend, but now people are actually thinking of ways to fix that. Currently colleges are very expensive, especially private colleges. However, with the current presidential election going on, the possibility of free public college is being brought up. This concept would be greatly beneficial to today’s youth and help them graduate college debt free. Each year, collegeRead MoreAnnotated Bibliography College Tuition 1697 Words   |  7 Pages7 2014 Annotated Bibliography: College Tuition Ayres, Ian. Why Californias Tuition Hike Might Be a Good Thing. Freakonomics RSS. Freakonomics, 23 Nov. 2009. Web. 07 Nov. 2014. According to this article the gap in college has become larger as of late because of students financial situations. Public universities cost on average one forth of private universities. The wealthier students benefit from this because of the way financial aid operates. When the tuition cost are raised it benefits theRead MoreThe Rise Of College Tuitions1937 Words   |  8 PagesThe sudden rise of college tuitions began right after the recession in 2008. Many people lost their jobs, and their current jobs were not paying well enough for them to survive through this devastating time. More people turned to higher education and college tuition began to rise because obtaining college majors will guarantee a higher pay other than minimum wage. This downturn didn’t end here because over the years, tuition rose even higher. In 2014, the debt for college students reached to 1.2Read MoreThe Effect Of Bureaucracy On College Tuition Rates3074 Words   |  13 PagesBureaucracy on Colleg e Tuition Rates: The Case of University of California The state of California has long been reliant on the University of California system to provide its resident companies with skilled and educated business, technology, and science leaders. Highly regarded as one of the top educational systems in the world, the University of California boasts a high number of distinguished and respected faculty members in almost every field of study. However, while most private colleges and universitiesRead MoreThe Issue Of Rising College Tuition Essay1289 Words   |  6 Pagesproblem was an effective way for a group to decide upon a solution. Even though our group was unexperienced using the Standard Agenda, we were able to use each other’s strengths to improve the quality of our discussion about the issue of rising college tuition. Looking back to previous projects, I can see how our group has grown to better understand the methods of effective group work. While there were both beneficial and impeding forces at work in the task and social pr ocesses, I feel that overallRead MoreRising College Tuition1114 Words   |  4 PagesTuition on the Rise: A Cause of Turmoil Today colleges are growing more and more necessary for attaining a solid path towards a successful career, yet the rapidly increasing cost of tuition is driving students away from their dream of attending college, due to the preposterous amount of money that is now being demanded by colleges across the nation and world as a whole. It is sad to see students being turned away from a successful future due to the money-hungry nature of the universities that dotRead MoreThe Rise Of College Tuition1344 Words   |  6 Pagesdream to go to college with the hope to be successful; but with the fact that the skyrocketing college tuition is increasing every year might turn those dreams into nightmares. There are many research have been proven that the main factors which cause the high cost of postsecondary education was the lack of funding from government, increase of students as well the increase of administrators. But beside those given facts, there are seems to be more deep hidden truth tha t most college students and theirRead MoreThe Prices Of College Tuitions967 Words   |  4 Pagestrend continues with the skyrocketing prices of college tuitions. This is not an uncommon issue the days of college tuition being affordable are slowly fading into the past. This conundrum has brought to light the idea of using tax money to help pay tuition. This idea has vast potential, but can it reach its potential. This is an issue that affects many people thus there is a multitude of literature on the issues of tax money being used for tuition. The literature ranges from an online to radioRead MoreCollege Tuition Should Be Regulated915 Words   |  4 PagesAs a freshman college student I believe that college tuition is much higher compared to what it used to be. One reason why it continues to increase is mainly because of the significant amount of loans that are borrowed by college students but are not getting paid back; however, does anyone ever wonder where does the money that is put into colleges go to? College professors are not the reason that college cost so much; in addition to, the money also goes towards sport teams, scholarships, and constructionRead MoreCollege Tuition Should Be Regulated897 Words   |  4 PagesAs a freshman college student, I believe that college tuition is much higher compared to what it used to be. One reason why it continues to increase is mainly because of t he significant amount of loans that is being borrowed by college students but is not getting paid back. However, does anyone ever wonder where does the money put into colleges go to? College professors are not the reason that college cost so much; in addition to, the money also goes towards sport teams, scholarships, and construction

Interpreting Financial Reports Free Essays

Companies like ABC SDN BHD, a corporation in Malaysia prepare and furnish financial statements on a regular basis for the purpose of providing stakeholders reports of the company’s financial standing. However, accounting is not easy to analyze regarding how a particular company is doing financially in relation to others in the industry. One of the best ways to compare two businesses is to perform a ratio analysis on the company’s financial statements. We will write a custom essay sample on Interpreting Financial Reports or any similar topic only for you Order Now A ratio analysis is commonly use in financial statements that looks at various numbers, such as net profit or total expenses and analyze the relationship between each other. According to Parrino, financial ratios are used in financial analysis to eliminate problems caused by comparing two or more companies of different size or when looking at the same company over time as the size changes (p. 85) Financial Ratios are grouped by their purpose but the most common ratios are Liquidity, Debt, Turnover, and Profitability. The key users of financial ratios have variations. Short-term creditors may use liquidity ratio. Potential lenders or existing lenders may use leverage ratio, and top corporations may use turnover ratio. Investors and stockholders may be more interested with profitability ratio to get their information. The two most common Liquidity Ratio are Current and Quick Ratio. Inventory Turnover Ratio, Accounts Receivable Turnover or Total Asset Turnover ratios can be used to determine a company’s turnover or efficiency ratio. To determine a company’s leverage, the Debt Ratio or the Debt-to-Equity Ratio is the preferred tool to use. The Return on Assets Ratio can determine the profitability of the company, The financial highlight of ABC SDN BHD, a corporation in Malaysia describes profitability, liquidity, assets, and capital. The company’s profitability shows a decrease in turnover, recovery of earnings, and lower cost of sales but higher total operating expenses. The company’s liquidity shows a satisfactory liquidity standing and experienced cash flow inflexibility. The company’s asset management shows a reduced efficiency of the management of units and assets, lengthened collection but shortened payment periods, and a good inventory control. The company’s capital structure and solvency undertaken a much greater current liabilities than long-term liabilities to finance its operation, and the current liabilities are reported to be rising. There is a lower leveraged for the group more dependent on equity than debt to fund its assets. Through financial statements, a company can compare and rate their performance with related industry. The key is to select companies to invest in and compare rate of returns, future terms, and evaluate potency and weak points. Comparative study of ratios and benchmark are useful for investors and management. Management can use it to get information for future decision-making process, and investors can analyze related risk. According to Northwest Farm Credit Service, a ratio greater than 1. 50 is considered good, between 1. 00 and 1. 50 is descent, and less than 1. 00 is not promising. Equivalent to at least 20 % of total annual operating expenses is fakir for debt to assets ratio and should be less than 30 % to be thought of as a good one. 30 to 50 % descent and greater than 50 % is considered poor. Operating margin of 25 % or greater is good, 10 % to 25 % descent, and less than 10 % is below average (2008) Ratio comparison provides important information to businesses and potential investors and shareholders. However, although ratio calculation provides a glimpse of the financial status, of a company, it can be misleading if not interpreted properly. Fluctuations occur from quarter to quarter and numbers can change, depending upon sales, stocks, revenue, and operating cost. Ratio comparison is a valuable toot if caution is taken into consideration. How to cite Interpreting Financial Reports, Papers

Strategic Managerial Accounting Income Statement

Questions: 1. Prepare journal entries for the September transactions. 2. Prepare the income statement of Best Foot Forward, Inc., for the month ended September 20XX. 3. Prepare the entitys statement of retained earnings for the month ended September 30, 20XX. Answers: 1. Journal Entries Particulars Dr Cr Particulars Dr Cr Particulars Dr Cr Cash a/c 20,000 Cash a/c 700 Accounts Payable a/c 8000 Common stock a/c 20,000 Service Revenue a/c 700 Cash a/c 8000 Particulars Dr Cr Particulars Dr Cr Particulars Dr Cr Supplies a/c 1000 Cash a/c 1000 Cash a/c 1000 Accounts Payable a/c 1000 Accounts Receivables a/c 1000 Common stock a/c 1000 Particulars Dr Cr Particulars Dr Cr Particulars Dr Cr Accounts Receivables a/c 3000 office rent a/c 900 advertising a/c 100 Service Revenue a/c 3000 cash a/c 900 cash a/c 100 Particulars Dr Cr Particulars Dr Cr drawings a/c 1500 cash a/c 100 cash a/c 1500 supplies a/c 100 2. Income Statement Best Foot Forward Inc. Income Statement Month Ended September 30, 20XX Revenues Service revenue ($700 + $3,000) $ 3,700.00 Expenses Rent expense $ 900.00 Advertising expense $ 100.00 Total expenses $ 1,000.00 Net income $ 2,700.00 Equity Statement Best Foot Forward Inc. Statement of Owners Equity Month Ended September 30, 20XX Particulars Amount Amount Marilyn Crone, capital, August 31, 20XX $7,700 Add: Investments by owner ($20,000 + $1,000) 21,000 Net income for the month 2,700 31,400 Less Withdrawals by owner (1,500) Marilyn Crone, capital, September 30, 20XX $29,900 3. Balance Sheet Best Foot Forward Inc. Balance Sheet At September 30, 20XX ASSETS Amount LIABILITIES Amount Cash $14,500 Accounts payable $1,000 Accounts receivable 3,500 Supplies 900 OWNERS EQUITY Land 12,000 Marilyn Crone, capital 29,900 Total liabilities and Total assets $30,900 owners equity $30,900 References Jones, Tracy, Helen Atkinson, and Angela Lorenz.Strategic Managerial Accounting. Oxford: Goodfellow Publishers Ltd, 2012. Print. Needles, Belverd E, and Marian Powers.Financial Accounting. Mason, OH: South-Western Cengage Learning, 2012. Print. Shim, Jae K, Joel G Siegel, and Jae K Shim.Financial Accounting. New York: McGraw-Hill, 2012. Print. Weygandt, Jerry J, Donald E Kieso, and Paul D Kimmel.Financial Accounting. Hoboken, N.J.: Wiley, 2012. Print.